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Pay-at-Close

Get Home Staging with BY Design for Zero Up-Front Cost

living room staged by BY Design Home staging san antonio texas

How It Works:

  • No Upfront Payment: Stage now, and pay when your home closes.+
  • Flexible Loan Terms: Get a credit line for up to $50,000 that can be used for staging, paint, new carpet – anything that will get your home ready for market!
  • Soft Credit Check: Leave your credit untouched until repayment is due.
Apply in Minutes

Requirements:

  • Must be a U.S. resident and the homeowner (or have authority to represent them). Excludes MO and NV.
  • Must have a signed listing agreement with a Realtor.
  • Home must be priced at $6 million or less.
  • Approval is based on equity in the home, minimum FICO score of 680, and a few other basic criteria.
See if You Qualify
dining room staged with pay at close home staging for real estate
new build kitchen in san antonio home staging project

The Process:

  • Loan funds must be used within 60 days and repaid upon closing, or within 12 months if unsold.
  • Interest rates range from 8.99%–16.99%, which is significantly lower than most credit card rates.
Apply for Pay-at-Close

Why This Program Is a Game-Changer...

  • Staged homes consistently sell faster and for more money.*
  • The flexible financing allows you to focus on showcasing your home without added financial pressure.
  • There’s no lien on your property, and repayment is simple—either through escrow or other payment methods.
Average Days on Market Graphic showing BY Design Home Staging 29 days, Other local stagers 113 days, and virtual staging 137 days. Data from projects that requested bids from BY Design

In a slow real estate market, your home needs to stand out.

BY Design's staging will make a world of difference for your listing in San Antonio, Austin, Boerne, New Braunfels, San Marcos, Cibolo, Fredericksburg, Round Rock, and the surrounding areas.*

Yes! I Want to Pay-at-Close

Your Home Is Likely Your Biggest Investment

Regardless of price point, location, or style, every home is worthy of being presented well. Our team leaves each property "magazine ready" which will allow buyers of any price point to fall in love.*

When you choose BY Design’s pay-at-close option, you’re not just staging your home—you’re making a smart investment in maximizing its value. Buyers make decisions within seconds, and a beautifully staged home helps them emotionally connect with the property, leading to stronger offers and a faster sale.

We understand that selling a home comes with many expenses, which is why we’ve made high-end staging accessible without the upfront burden. Whether your property is in San Antonio, Austin, or the surrounding areas, our expert designers ensure it looks its absolute best, without you having to pay until closing.

Don’t let an empty or outdated space hold back your home’s potential. With pay-at-close, you get all the benefits of professional staging with none of the stress. Apply today, and let BY Design help you turn your listing into a buyer’s dream home!

Apply for Pay-at-Close

* Results may vary. BY Design and Notable Finance, LLC do not guarantee or warranty any results.

+ Interest and fees apply. Loan funds, interest and fees are due upon loan acceleration, twelve months after origination, client’s termination of the listing agreement, or the date on which Notable otherwise suspends the loan for any reasons stated in the loan agreement, whichever occurs sooner. Subject to the terms and conditions of the loan agreement with Notable Finance, LLC.